Sbi Savings Fund Overview
Category Money Market Fund
BMSMONEY Rank 14
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹40.03(R) +0.02% ₹42.87(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.19% 6.18% 5.49% 6.02% 6.49%
LumpSum (D) 7.73% 6.73% 6.04% 6.62% 7.13%
SIP (R) -9.3% 5.0% 5.36% 4.79% 5.21%
SIP (D) -8.86% 5.56% 5.91% 5.34% 5.81%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.44 -0.41 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.5% 0.0% -0.01% - 0.41%
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Nippon India Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Axis Money Market Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 13.05
0.0000
0.0200%
SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 13.39
0.0000
0.0200%
SBI Savings Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 14.9
0.0000
0.0200%
SBI Savings Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.18
0.0000
0.0200%
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 15.78
0.0000
0.0200%
SBI Savings Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 16.99
0.0000
0.0200%
SBI SAVINGS FUND - REGULAR PLAN - GROWTH 40.03
0.0100
0.0200%
SBI SAVINGS FUND - DIRECT PLAN - GROWTH 42.87
0.0100
0.0200%

Review Date: 17-01-2025

Sbi Savings Fund has shown poor performance in the Money Market Fund category. The fund has rank of 14 out of 18 funds in the category. The fund has delivered return of 7.19% in 1 year, 6.18% in 3 years, 5.49% in 5 years and 6.49% in 10 years. The category average for the same periods is 7.29%, 6.3%, 5.63% and 12.17% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.5. The category average for the same parameter is 0.51 The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Savings Fund direct growth option would have grown to ₹10773.0 in 1 year, ₹12159.0 in 3 years and ₹13409.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Sbi Savings Fund direct growth option would have grown to ₹11415.0 in 1 year, ₹39178.0 in 3 years and ₹69680.0 in 5 years as of today (17-01-2025).
  3. Sharpe ratio of the fund is -1.44 which shows average performance of fund in the money market fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54
0.56
0.47 | 0.60 17 | 22 Average
3M Return % 1.63
1.68
1.40 | 1.77 18 | 22 Average
6M Return % 3.39
3.46
2.79 | 3.64 18 | 22 Average
1Y Return % 7.19
7.29
5.99 | 7.70 15 | 22 Average
3Y Return % 6.18
6.30
5.39 | 6.73 13 | 18 Average
5Y Return % 5.49
5.63
4.77 | 6.10 11 | 15 Average
7Y Return % 6.02
6.15
5.24 | 6.63 9 | 12 Average
10Y Return % 6.49
12.17
5.75 | 69.18 7 | 11 Average
15Y Return % 7.23
22.72
6.66 | 45.97 8 | 11 Average
1Y SIP Return % -9.30
-9.20
-10.30 | -8.89 18 | 22 Average
3Y SIP Return % 5.00
5.15
4.33 | 5.52 14 | 18 Average
5Y SIP Return % 5.36
5.52
4.63 | 5.89 11 | 15 Average
7Y SIP Return % 4.79
5.16
4.03 | 5.76 9 | 12 Average
10Y SIP Return % 5.21
9.55
4.46 | 49.31 8 | 11 Average
15Y SIP Return % 6.23
22.35
5.79 | 52.40 9 | 11 Average
Standard Deviation 0.50
0.51
0.41 | 0.67 11 | 18 Average
Semi Deviation 0.41
0.42
0.33 | 0.58 11 | 18 Average
Max Drawdown % -0.01
-0.05
-0.40 | 0.00 14 | 18 Average
Average Drawdown % -0.01
-0.05
-0.40 | 0.00 14 | 18 Average
Sharpe Ratio -1.44
-1.18
-2.86 | -0.45 12 | 18 Average
Sterling Ratio 0.61
0.62
0.51 | 0.67 12 | 18 Average
Sortino Ratio -0.41
-0.33
-0.65 | -0.15 12 | 18 Average
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.58 0.58 0.50 | 0.62 15 | 22
3M Return % 1.76 1.76 1.51 | 1.82 14 | 22
6M Return % 3.65 3.63 3.01 | 3.76 13 | 22
1Y Return % 7.73 7.63 6.45 | 7.94 11 | 22
3Y Return % 6.73 6.66 6.38 | 6.93 8 | 18
5Y Return % 6.04 5.96 5.30 | 6.28 7 | 15
7Y Return % 6.62 6.51 5.63 | 7.19 5 | 12
10Y Return % 7.13 12.51 6.20 | 69.48 2 | 11
1Y SIP Return % -8.86 -8.92 -9.92 | -8.71 11 | 22
3Y SIP Return % 5.56 5.50 5.24 | 5.76 8 | 18
5Y SIP Return % 5.91 5.85 5.48 | 6.12 7 | 15
7Y SIP Return % 5.34 5.52 5.07 | 5.89 8 | 12
10Y SIP Return % 5.81 9.90 5.46 | 49.63 6 | 11
Standard Deviation 0.50 0.51 0.41 | 0.67 11 | 18
Semi Deviation 0.41 0.42 0.33 | 0.58 11 | 18
Max Drawdown % -0.01 -0.05 -0.40 | 0.00 14 | 18
Average Drawdown % -0.01 -0.05 -0.40 | 0.00 14 | 18
Sharpe Ratio -1.44 -1.18 -2.86 | -0.45 12 | 18
Sterling Ratio 0.61 0.62 0.51 | 0.67 12 | 18
Sortino Ratio -0.41 -0.33 -0.65 | -0.15 12 | 18
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.13 ₹ 10,013.00 0.14 ₹ 10,014.00
1M 0.54 ₹ 10,054.00 0.58 ₹ 10,058.00
3M 1.63 ₹ 10,163.00 1.76 ₹ 10,176.00
6M 3.39 ₹ 10,339.00 3.65 ₹ 10,365.00
1Y 7.19 ₹ 10,719.00 7.73 ₹ 10,773.00
3Y 6.18 ₹ 11,971.00 6.73 ₹ 12,159.00
5Y 5.49 ₹ 13,061.00 6.04 ₹ 13,409.00
7Y 6.02 ₹ 15,057.00 6.62 ₹ 15,660.00
10Y 6.49 ₹ 18,749.00 7.13 ₹ 19,904.00
15Y 7.23 ₹ 28,476.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.30 ₹ 11,385.85 -8.86 ₹ 11,415.26
3Y ₹ 36000 5.00 ₹ 38,855.05 5.56 ₹ 39,177.90
5Y ₹ 60000 5.36 ₹ 68,719.74 5.91 ₹ 69,680.46
7Y ₹ 84000 4.79 ₹ 99,591.24 5.34 ₹ 101,573.64
10Y ₹ 120000 5.21 ₹ 156,765.72 5.81 ₹ 161,728.08
15Y ₹ 180000 6.23 ₹ 293,981.04 ₹


Date Sbi Savings Fund NAV Regular Growth Sbi Savings Fund NAV Direct Growth
17-01-2025 40.0296 42.8674
16-01-2025 40.0222 42.8589
15-01-2025 40.0126 42.8482
14-01-2025 40.0028 42.8372
13-01-2025 39.9967 42.8301
10-01-2025 39.9768 42.8073
09-01-2025 39.9662 42.7954
08-01-2025 39.9646 42.7932
07-01-2025 39.9634 42.7914
06-01-2025 39.9578 42.7848
03-01-2025 39.9374 42.7615
02-01-2025 39.9328 42.7561
01-01-2025 39.9224 42.7444
31-12-2024 39.9124 42.7332
30-12-2024 39.8892 42.7078
27-12-2024 39.8686 42.6842
26-12-2024 39.8582 42.6725
24-12-2024 39.8463 42.6586
23-12-2024 39.8432 42.6547
20-12-2024 39.8286 42.6373
19-12-2024 39.8217 42.6293
18-12-2024 39.8184 42.6251
17-12-2024 39.813 42.6188

Fund Launch Date: 25/Nov/2004
Fund Category: Money Market Fund
Investment Objective: To provide the investors an opportunityto invest in money market instruments.
Fund Description: An open-ended Debt Scheme investing inmoney market instruments
Fund Benchmark: NIFTY Money Market Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.